Deciding to insure your iPad is a decision that should be made soon after you buy it. Accidents can happen at any time and if you wait too long, it may be too late. Insurance rates generally range from $5-$15 a month. But it’s not as easy as signing up and you’re done. There are a plethora of options to choose from. The more coverage you select the more expensive it will be. You should choose the coverage that fits both your personal lifestyle and your budget.
Here now are the five different types of insurance coverage you can get for your iPad.
Accidental iPad Damage Coverage
Accidental damage will consist of any kind of damage caused accidentally of course. Possible accidents include if you drop it, drive over it or someone sits on it and breaks the screen. If you don’t have this type of insurance, you’ll be in a position where you’ll need to fix it yourself or buy another one. That’s a huge out-of-pocket expense to need to fork over. If you want to skip getting this type of insurance you should definitely invest in a sturdy iPad case and a screen protector.
Liquid Damage Coverage
Liquid damage is extremely common. Sometimes your iPad can be near the sink and it can fall in. Others have been known to play with their iPad on the toilet (you know who you are). Others take baths while playing games or surfing on their iPad. You can get water damage not just by dropping your iPad, but by spilling coffee or water on it too. This is common in the office place or for those that do business during lunch hours. Now it’s important to understand that although this type of damage is considered to be an accident, your policy will clearly state that if the item isn’t physically damaged, liquid damage is not covered. This is a policy you need in addition to damage coverage.
Theft and Replacement Coverage
As much as you love your iPad, there are others that love it even more. In fact, those others will do whatever it takes in order to jack your iPad free of charge. So, because you don’t have eyes in the back of your head, you will need to have some type of theft and replacement coverage in place just in case your device comes up missing. You might think you don’t need this type of coverage, but unless you plan on using your iPad at home and nowhere else, then you’ll need this one too.
Lost or Stolen Abroad Coverage
Most of the time, your device will not end up lost or stolen as you are traveling the world. However, it doesn’t mean it won’t happen. If you’re traveling abroad and your electronic device comes up missing, you’ll need to have coverage that clearly states lost or stolen. If you have a policy that covers damage, liquid damage, theft, and accessories, but it doesn’t cover lost or stolen, you could be out of luck. Because of the price of these electronic gadgets, you’ll want to make sure that you have in all-inclusive plan in order to have your device replaced.
iPad Accessory Coverage
There are a number of accessories that you can get for your iPad. The problem is – many of those accessories are quite expensive. Well, no worries. If you have accessories that cost quite a bit, you’ll be able to get accessory coverage which is typically added in to most policies. If you’re insuring your iPad, you might as well insure your accessories as well. However, you’ll need to make sure that it is in black-and-white print to ensure all of the accessories for your device are covered.
This has been a guest post by Vanessa Napier, who writes about property management software. There is a wide selection of Property Management Software systems available today to suit the different needs of property managers. The benefits of implementing a Property Management Software package will result in improvements in the areas of time, cost and service provision. Maximizing the benefit largely depends on selecting the best software to suit the requirements.